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.eyebrow{color:var(--gold-light)}.base-rate-value{font-family:var(--serif);color:var(--gold-light);margin-top:14px;font-size:72px;font-weight:500;line-height:1}.base-rate-value span{margin-left:4px;font-size:40px}.base-rate-value.is-pending{opacity:.5}.base-rate-meta{color:#fffc;margin-top:12px;font-size:13px}.base-rate-meta a,.base-rate-card .text-link{color:var(--gold-light)}.base-rate-copy{border-left:1px solid var(--gold-border);padding-left:40px}.base-rate-copy>p{color:#ffffffd9;font-size:15px;line-height:1.75}.base-rate-links{flex-wrap:wrap;align-items:center;gap:14px 28px;margin-top:22px;display:flex}.faq-layout{grid-template-columns:.8fr 1.4fr;align-items:start;gap:72px;display:grid}.faq-intro{position:sticky;top:32px}.faq-intro>p:not(.eyebrow){color:var(--ink-soft);margin-top:20px;font-size:16px;line-height:1.8}.faq-intro a{color:var(--gold-text);text-underline-offset:3px;text-decoration:underline}.faq-list{border-top:1px solid var(--border)}.faq-item{border-bottom:1px solid var(--border)}.faq-item summary{cursor:pointer;grid-template-columns:40px 1fr 24px;align-items:center;gap:16px;padding:24px 0;list-style:none;display:grid}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:focus-visible{outline:2px solid var(--gold);outline-offset:4px}.faq-number{font-family:var(--serif);color:var(--gold-text);font-size:20px;font-weight:600}.faq-item h2{letter-spacing:0;margin:0;font-size:26px;font-weight:600;line-height:1.25}.faq-icon{color:var(--gold-text);transition:transform .2s}.faq-item[open] .faq-icon{transform:rotate(45deg)}.faq-answer{padding:0 40px 28px 56px}.faq-answer p,.faq-answer li{color:var(--ink-soft);font-size:15px;line-height:1.8}.faq-answer p+p,.faq-answer ul{margin-top:12px}.faq-answer ul{gap:8px;padding-left:18px;list-style:outside;display:grid}.faq-answer li::marker{color:var(--gold)}.page-hero{border-bottom:1px solid var(--border);background:linear-gradient(180deg,#fff 0%,var(--surface) 100%)}.page-hero-grid{grid-template-columns:1.1fr 1fr;align-items:end;gap:64px;padding-block:72px 84px;display:grid}.page-hero-grid>div:first-child{animation:.85s both enter}.page-hero .eyebrow{margin-top:30px}.page-hero .eyebrow>span{background:var(--gold);width:26px;height:1px}.page-hero h1{font-size:clamp(46px,5vw,74px)}.back-link{color:var(--ink-soft);align-items:center;gap:8px;font-size:12px;font-weight:600;display:inline-flex}.back-link:hover{color:var(--gold-text)}.page-hero-aside{border-left:1px solid var(--gold-border);color:var(--gold-text);padding-left:40px}.page-hero-aside p{color:var(--ink-soft);margin-top:22px;font-size:17px;line-height:1.8}.detail-grid{border-top:1px solid var(--border);border-left:1px solid var(--border);grid-template-columns:repeat(2,1fr);display:grid}.detail-card{border-right:1px solid var(--border);border-bottom:1px solid var(--border);padding:32px 30px}.detail-card h3{font-family:var(--serif);color:var(--ink);font-size:28px;font-weight:600}.detail-card p{color:var(--muted);margin-top:10px;font-size:15px;line-height:1.75}.process-steps{margin-top:0}.consider-grid{grid-template-columns:.8fr 1.2fr;gap:80px;display:grid}.check-list{border-top:1px solid var(--border);gap:0;margin:0;padding:0;list-style:none;display:grid}.check-list li{border-bottom:1px solid var(--border);color:var(--ink-soft);gap:16px;padding-block:18px;font-size:16px;line-height:1.7;display:flex}.check-list svg{color:var(--gold-text);flex-shrink:0;margin-top:4px}.service-notice{background:var(--surface);border-left:2px solid var(--gold);color:var(--ink);gap:10px;margin-top:24px;padding:18px 20px;font-size:14px;line-height:1.7;display:flex}.service-notice svg{color:var(--gold-text);flex-shrink:0;margin-top:3px}.related-services{margin-top:40px}.related-services>div{flex-wrap:wrap;gap:10px;margin-top:12px;display:flex}.related-services a{border:1px solid var(--gold-border);color:var(--ink);align-items:center;gap:10px;padding:10px 16px;font-size:13px;font-weight:600;display:inline-flex}.related-services a:hover{border-color:var(--gold);color:var(--gold-text)}.related-services svg{color:var(--gold-text)}footer{background:var(--background);border-top:1px solid var(--border);padding-block:64px 28px}.footer-top{grid-template-columns:1.8fr 1fr 1fr 1fr;gap:48px;padding-bottom:44px;display:grid}.footer-brand img{width:150px}.footer-about{justify-items:start;gap:14px;display:grid}.footer-about h2{margin-top:8px;font-size:28px}.footer-about p{color:var(--ink-soft);max-width:380px;font-size:14px;line-height:1.75}.footer-about .footer-tagline{letter-spacing:2px;color:var(--gold-text);font-size:11px;font-weight:650}.footer-links{flex-direction:column;gap:12px;display:flex}.footer-links h3{letter-spacing:2px;color:var(--gold-text);margin-bottom:6px;font-size:11px;font-weight:650}.footer-links a{color:var(--ink);width:fit-content;font-size:14px}.footer-links a:hover{color:var(--gold-text)}.certificate{border:1px solid var(--gold);padding:28px 32px;position:relative}.certificate:before{content:"";border:1px solid var(--gold-border);pointer-events:none;position:absolute;inset:5px}.certificate-title{letter-spacing:2.6px;color:var(--ink);justify-content:center;align-items:center;gap:10px;font-size:12px;font-weight:650;display:flex}.certificate-title svg{color:var(--gold-text)}.certificate-grid{text-align:center;grid-template-columns:repeat(3,1fr);margin-top:22px;display:grid}.certificate-grid>div{padding:4px 18px}.certificate-grid>div+div{border-left:1px solid var(--gold-border)}.certificate-grid dt{color:var(--gold-text)}.certificate-grid strong{font-family:var(--serif);color:var(--ink);margin-top:6px;font-size:26px;font-weight:600;display:block}.certificate-grid span{color:var(--ink-soft);margin-top:4px;font-size:13px;display:block}.risk-warning{border-bottom:1px solid var(--border);color:var(--ink-soft);gap:12px;padding-block:28px;font-size:13px;line-height:1.75;display:grid}.risk-warning strong{color:var(--ink)}.risk-warning a{color:var(--gold-text);text-underline-offset:3px;text-decoration:underline}.footer-bottom{color:var(--ink-soft);justify-content:space-between;gap:20px;padding-top:22px;font-size:12px;display:flex}.footer-bottom a{color:var(--gold-text);align-items:center;gap:8px;font-weight:600;display:inline-flex}@keyframes enter{0%{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}@keyframes spin{to{transform:rotate(360deg)}}@media(max-width:1150px){.header-inner{gap:20px;width:calc(100% - 64px)}.navigation{gap:20px}.container{width:calc(100% - 64px)}.hero-grid{gap:44px;padding-block:80px}.about-grid{gap:50px}.approach-copy{padding-left:30px}.credentials{grid-template-columns:1fr;gap:28px}.credentials-grid>div:first-child{border-left:0;padding-left:0}.contact-grid{gap:56px}.calculator-inputs{padding:28px}.calculator-result{padding:31px}.monthly-payment{font-size:51px}.calculator-topline>span,.field-hint{display:none}.footer-top{grid-template-columns:1fr 1fr 1fr}.footer-about{grid-column:1/-1}}@media(max-width:920px){.navigation{display:none}.header-inner{min-height:82px}.header-phone{margin-left:auto}.menu-toggle{display:block}.mobile-navigation.is-open{background:var(--background);border-top:1px solid var(--border);flex-direction:column;gap:3px;padding:12px 32px 23px;display:flex}.mobile-navigation a{color:var(--ink);padding:11px 0;font-size:15px;font-weight:500}.mobile-navigation>a:last-child{color:var(--gold-text);font-weight:600}.mobile-navigation .nav-group{flex-direction:column;display:flex}.mobile-navigation .nav-submenu{border-left:1px solid var(--gold-border);flex-direction:column;margin-bottom:6px;padding-left:16px;display:flex}.mobile-navigation .nav-submenu a{color:var(--ink-soft);padding:8px 0;font-size:14px}.base-rate-card{grid-template-columns:1fr;gap:28px}.base-rate-copy{border-left:0;border-top:1px solid var(--gold-border);padding-top:24px;padding-left:0}.faq-layout{grid-template-columns:1fr;gap:36px}.faq-intro{position:static}.hero-grid{grid-template-columns:1fr;padding-block:64px 72px}.services-grid{grid-template-columns:repeat(2,1fr)}.about-grid{grid-template-columns:1fr;gap:40px}.approach-copy{border-left:0;border-top:1px solid var(--gold-border);padding-top:32px;padding-left:0}.approach-steps{grid-template-columns:repeat(2,1fr)}.calculator{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr;gap:40px}.contact-copy>p:not(.eyebrow){max-width:none}.page-hero-grid{grid-template-columns:1fr;gap:36px;padding-block:56px 64px}.page-hero-aside{border-left:0;border-top:1px solid var(--gold-border);padding-top:28px;padding-left:0}.consider-grid{grid-template-columns:1fr;gap:32px}}@media(max-width:680px){html{scroll-padding-top:20px}.container{width:calc(100% - 40px)}.header-inner{gap:10px;width:calc(100% - 40px);min-height:76px}.brand img{width:96px}.header-phone{border:none;padding:9px}.header-phone>span{display:none}.header-phone svg{width:20px;height:20px}.menu-toggle{padding-right:0}.mobile-navigation.is-open{padding-inline:20px}.hero-grid{gap:48px;padding-block:52px 60px}.eyebrow{letter-spacing:1.6px;font-size:10px}h1{letter-spacing:-.9px;font-size:clamp(46px,13vw,64px)}.hero-description{font-size:16px}.hero-actions{flex-direction:column;align-items:start;gap:14px}.section{padding-block:64px}.section-heading{flex-direction:column;align-items:start;gap:18px;margin-bottom:30px}h2{font-size:40px}.services-grid{grid-template-columns:1fr}.service-card{padding:24px 20px}.service-image{margin-top:36px}.base-rate-card{padding:28px 22px}.base-rate-value{font-size:60px}.faq-item summary{grid-template-columns:30px 1fr 20px;gap:12px}.faq-item h2{font-size:21px}.faq-answer{padding:0 0 24px 42px}.service-card-top{margin-bottom:18px}.more-grid,.detail-grid{grid-template-columns:1fr}.detail-card{padding:24px 20px}.page-hero h1{font-size:clamp(42px,12vw,58px)}.page-hero-aside p{font-size:16px}.more-card{padding:24px 20px}.approach-steps{grid-template-columns:1fr;margin-top:44px}.credentials{margin-top:44px;padding:28px 22px}.credentials-grid{grid-template-columns:1fr;gap:20px}.credentials-grid>div{border-top:1px solid #d4b57455;border-left:0;padding:18px 0 0}.calculator-inputs,.calculator-result{padding:24px 20px}.calculator-fields{grid-template-columns:1fr;gap:20px}.number-field{padding-inline:10px}.monthly-payment{font-size:50px}.loan-breakdown{gap:22px}.contact-form{padding:26px 20px}.contact-form input:not([type=checkbox]),.contact-form select,.contact-form textarea{padding:12px 10px;font-size:16px}.form-row{grid-template-columns:1fr;gap:17px}.contact-phone a{font-size:26px}.footer-top{grid-template-columns:1fr 1fr;gap:36px 24px}.certificate{padding:24px 18px}.certificate-grid{grid-template-columns:1fr;gap:18px}.certificate-grid>div+div{border-left:0;border-top:1px solid var(--gold-border);padding-top:18px}.footer-bottom{flex-direction:column;gap:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}