Whether your current deal is coming to an end, you’d like to release equity for home improvements, or you want to change the shape of your mortgage, I’ll compare your options across the market and help you move to a deal that suits you.
HOW I HELP
Reasons people remortgage
Your deal is ending
Avoid moving onto your lender’s standard variable rate, which is often higher than a new fixed or tracker deal.
Releasing equity
Borrowing against the value you’ve built up in your home — for example, for renovations or other large costs.
Changing your terms
Adjusting your mortgage term, switching repayment type, or adding or removing someone from the mortgage.
Consolidating borrowing
Reviewing whether bringing other borrowing into your mortgage is appropriate, and explaining the risks clearly.
THE PROCESS
Step by step, together.
- 01
Review your mortgage
We look at your current deal, its end date and any early repayment charges.
- 02
Compare the market
I search for options from a range of lenders that suit your goals.
- 03
Apply
I handle the application and liaise with the lender on your behalf.
- 04
Switch over
Your new mortgage starts, ideally lined up with the end of your current deal.
GOOD TO KNOW
Things to consider.
- Check whether early repayment charges apply if you leave your current deal early.
- Many lenders let you secure a new deal several months before your current one ends.
- Adding borrowing to your mortgage over a longer term may increase the total amount you repay.
- Your home’s current value and your loan to value can affect the deals available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
GET IN TOUCH
Let’s talk about your next step.
Send an enquiry using the form, or get in touch directly by phone or WhatsApp.